RECENT ARTICLE

No Closing Cost Refinance

refinancing home
Mortgage & Refinance:  Lucy was confused, she had a large number of bills that she needed to repay and she wanted to borrow a refinance loan. The only problem was the she did not have enough money, to pay off the closing cost of the loan. She walked into the lender's office, and saw an advertisement, and heaved a sigh of relief… What Lucy saw was basically an advertisement for no closing cost refinance loan. The no closing cost refinance loan is a very rare loan that has rather strict and stringent qualifying terms. We come across many advertisements that promise a no closing cost refi or closing cost-free refi...

Bank Expert on July 18, 2010 1

Share |
ALL ARTICLES
refinancing

Rental Property - Refinance, Don't Sell

Share |

Mortgage & Refinance:  You own a rental property for years, and never see the "big pay-off." Is it time to cash in on your investment, now that you've paid down the mortgage, and values are up? Maybe not. The Problem With Selling Selling means you'll have to pay a large capital gains tax. This can b...

Bank Expert on July 18, 2010 0

loan

Get a Loan with a Little Help from Your Friends

Share |

Bank Insider:  When most individuals look for a loan, they traditionally turn to banks in order to gain access to the money they need. Lately though, banks are not giving loans as freely as they once had thanks to the recession woes the nation has been experiencing. Additionally, the process of dealing with a bank...

Bank Expert on July 18, 2010 0

sprint

Sprint Receives Higher Customer Service Ratings from ACSI

Share |

Bank Insider:  Sprint Nextel Corp (NYSE: S) has significantly improved their customer service rating on the American Customer Satisfaction Index this year. During the last several years, Sprint customers were relatively dissatisfied with their service compared to what the company’s competitor’s customers ra...

Bank Expert on June 25, 2010 0

Get Involved

You can build a better financial knowledge sharing community by getting involved with BanksAct. You don’t have to be a financial guru and you don’t need to spend lots of time. Take a look at the areas in which you can provide assistance:

Contribute
citi

Citigroup, Inc Says that Global Equities have Peaked

Share |

Bank Insider:  Citigroup, Inc (NYSE: C) Private Bank Global Chief Investment Officer Richard Cook said that global equities are set to fall as countries around the world end their stimulus measures which will result in a slowdown of economic growth. “It’s highly likely that markets have already peaked,” c...

Bank Expert on June 25, 2010 0

onewest

OneWest Bank CEO Leaves Company to join Bank of America Corp

Share |

Bank Insider:  OneWest Bank CEO Terry Laughlin is leaving the California-based lender to join Bank of America Corp (NYSE: BAC), a Bank of America official confirmed Tuesday. Laughlin told OneWest about his plans to leave the company on Tuesday. Laughlin will stay on with OneWest during a transitory period. OneW...

Bank Expert on June 25, 2010 0

financial planning

Discover Financial Swings Q2 Profit On Increased Volumes

Share |

Bank Insider:  Discover Financial Service (NYSE: DFS) announced Thursday that it returned to profitability in second quarter as volumes increased with customers using their card more often. A continued decline in delinquent accounts also helped drive results. The credit card company said it had net income of $...

Bank Expert on June 25, 2010 0

brochures

Banking Brochures

Share |

Bank Insider:  If you are in the banking industry, then you should really be familiar with printing brochures.Brochure printing is one of the prime investments a bank should go forin terms of promoting their services. However, did you know thatbanking brochures have very specific parts that make it different fr...

Bank Expert on June 11, 2010 1

golden coins

Banking and Financial Services

Share |

Bank Insider:  Banking and Financial Services Nowadays, Banking and Financial Services are an essential part of everyone’s life. Every day people use different types of banking and various financial services. Some examples include paying utility bills or insurance premiums, shopping online or...

Bank Expert on June 11, 2010 0

happy investors

How to Invest in a Closed-End Fund

Share |

CDs & Investments:  There are two types of mutual funds — open-end funds and closed-end funds. Imagine they’re twins who share the same DNA but go through life doing things very differently. Both of these funds sell shares to investors and use the money invested to buy securities that match their invest...

BanksGuru on June 9, 2010 0

Pen-on-the-graph

How to Choose a Financial Planner

Share |

Bank Insider:  Financial planners advise clients on how best to save, invest, and grow their money. They can help you tackle a specific financial goal—such as readying yourself to buy a house—or give you a macro view of your money and the interplay of your various assets. Some specialize in retirement or estat...

BanksGuru on June 9, 2010 0

credit union

Credit Unions: A Better Bet Than Banks?

Share |

Bank Insider:  Interest rates are low and could be heading lower. Bank failures are on the rise. And credit unions couldn't be happier. With their fatter yields and lower fees, credit unions are having little trouble attracting depositors these days. Many also are positioning themselves as a more wholesome alte...

BanksGuru on June 9, 2010 2

money and smoke

Recasting or Shortening Your Mortgage – Pros and Cons

Share |

Mortgage & Refinance:  What would you do if you had a little windfall come your way? Would you spend it all, or would you look for ways to improve your finances, such as paying off some of your debt? Right now, many people are struggling with this question as they decide how to use their tax return and/or their $8,000 fir...

BanksGuru on June 8, 2010 0

emergency-fund

Why You Need an Emergency Fund

Share |

Money Saver:  In life you should expect the unexpected, and this is why you need an emergency fund. The best you can do is to prepare for emergencies that require access to additional money and having an emergency fund is the ideal solution. Fin...

BanksGuru on May 27, 2010 0

good rest

Travel Money

Share |

Money Saver:  Once you’ve planned your trip, it’s time to get down to the details. You won’t get very far without the means to pay for your travels. If you can’t decide whether to bring along a debit card or a sheaf of travelers checks, consider the pros and cons of the many different ways to pay for your...

Bank Expert on May 18, 2010 2

ATM Cards

ATM Cards and Foreign Transaction Fees

Share |

Bank Insider:  Experienced travelers find that ATM cards are the best way to deal with getting money in Europe. In general, getting cash from an ATM machine is cheaper than getting it from travelers checks (and much faster), and is usually cheaper than charging your small purchases on a credit card. You can (an...

Bank Expert on May 18, 2010 0

doctors

HSA Providers

Share |

Best Bank:  Overview of HSA Providers Almost any insured bank or credit union can be your HSA provider. If they can offer an IRA (individual retirement account) they can offer an HSA. However, that doesn’t mean they have to offer HSAs. Insurance companies can also offer HSAs. ...

Bank Expert on May 18, 2010 0

table Closed

Bank Failures

Share |

Bank Insider:  Banks are the safest place to keep your cash. Nevertheless, bank failures happen from time to time. Here's a look at what causes bank failures and what you can do about them. The main thing to know in a bank failure is that your money is probably safe. If your money is FDIC insured, you probably ...

Bank Expert on May 18, 2010 0

rejected stamp

Top Reasons Banks Reject Short Sale Offers

Share |

Mortgage & Refinance:  Unless the bank has agreed upfront to accept a short sale, which is rare, no one knows for certain -- not the buyer's agent, not the listing agent nor the seller -- if a short sale offer will be accepted or rejected by the bank. Simply because a listing is advertised as a short sale does not mean i...

BanksGuru on May 18, 2010 1

persentage sign

Mortgage Rates Steady As Tax Credit Fades

Share |

Mortgage & Refinance:  For the first time in two years, the housing market will have to do without aggressive federal incentives. But so far, mortgage rates have remained low. For the third straight week, mortgage rates went nowhere fast. The benchmark 30-year fixed-rate mortgage edged down 1 basis point this week, ...

BanksGuru on May 14, 2010 0

  1. Pages:
  2. 1
  3. 2
  4. 3
  5. 4
  6. 5
  7. 6
  8. 7
  9. 8
  10. 9
  11. 10