CreditCardsAct

A US resident working abroad or an overseas family member can use banking services and the Internet to transfer money to a bank account in the USA. Many international financial institutions based in the USA offer services, branches and wire transfers for current customers to facilitate deposits to their USA account. In addition, PayPal transfers can facilitate sending money and converting currencies. For international transfers to a US bank, recipient accounts must first be established in the USA.

Transfer Between Bank Accounts Within the Same Financial Institution

Step 1
Log into your online banking account and select the “Transfer” tab or link. Set up your recipient bank account in the USA (note: some institutions such as Citibank require an authorization or transaction code for this function).

Step 2
Select the function to transfer between linked accounts.
Click the “Next” button if an online transaction wizard is activated.

Step 3
Select your source account (your current login account) and if applicable, which type of account (such as checking or savings).
Select the destination or recipient account. If necessary, click the “Next” button.

Step 4
Type in the amount to be transferred. Type in the date for the transfer (if a date is filled in, this is the earliest date that the transfer can be made). Click the “OK” or “Next” button.

Step 5
Confirm the transaction by clicking the “OK” button. A web page listing the confirmation code and transaction details will appear. Consider printing this out for your records or writing down the confirmation code and amount in your ledger. Click “Done” or “OK” to close the transaction and return to your account’s home page.

Wire Transfers to a Bank Account

Step 1
Log into your online banking account and select the “Transfer” tab or link. Set up your recipient bank account in the USA (note: some institutions such as Citibank require an authorization or transaction code for this function).

Step 2
Select the function to send a wire transfer to a bank account.
Click the “Next” button if an online transaction wizard is activated.

Step 3
Select your source account (your current login account) and if applicable, which type of account (such as checking or savings).
Select the destination or recipient account or type in the bank account information (usually the numbers for a checking account and the name of the account holder). If necessary, click the “Next” button.

Step 4
Type in the amount to be transferred. Type in the date for the transfer (if a date is filled in, this is the earliest date that the transfer can be made). Click the “OK” or “Next” button.

Step 5
Confirm the transaction and accept any wire transfer fees by clicking the “OK” button. A web page listing the confirmation code and transaction details will appear. Consider printing this out for your records or writing down the confirmation code and amount in your ledger. Click “Done” or “OK” to close the transaction and return to your account’s Home page.

Transfer Money Via PayPal

Step 1
Log into your PayPal account. Click the “Send Money” link (for new users without a PayPal account this is located in the “Personal” tab).
PayPal users: select the “Pay anyone” tab.

Step 2
Type the recipient’s email address (use their email address that’s linked to their PayPal account). If prompted, type your email address.
Type in the amount to be sent and confirm the currency. Select the purpose of the transaction (for example, service or other, goods or cash advance). Click the “Continue” button.

Step 3
Select method of payment (such as checking account or credit card associated with your PayPal account) or enter credit card information and security code to set up a PayPal account. Click the “Continue” or “I Agree” button.

Step4
Review the transaction details for accuracy; make any corrections by clicking the information that needs to be changed. You may elect to write a brief note to your recipient that will be included in the notification e mail. Click the “Send Money” button.

Step 5
Look for a notification email from PayPal that the transaction was completed. Consider checking with the recipient that they received a similar notification.

Step 6
Advise your recipient to transfer the money to their PayPal-linked US bank account.

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