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	<title>BanksAct &#187; Checking &amp; Savings</title>
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	<link>http://banksact.com</link>
	<description>Bank News &#124; Company Profiles &#124; Latest &#38; Greatest Bank Deals</description>
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		<title>Get The Best Rates On Your Savings</title>
		<link>http://banksact.com/checking-savings/best-rates-on-savings/</link>
		<comments>http://banksact.com/checking-savings/best-rates-on-savings/#comments</comments>
		<pubDate>Sat, 08 May 2010 16:17:36 +0000</pubDate>
		<dc:creator>BanksGuru</dc:creator>
				<category><![CDATA[Checking & Savings]]></category>
		<category><![CDATA[Saving Account]]></category>

		<guid isPermaLink="false">http://banksact.com/?p=1650</guid>
		<description><![CDATA[Americans are saving more since the economic downturn started in 2008. But interest rates are frustratingly low, and many economists expect them to stay that way until at least later this year. In the meantime, here&#8217;s some advice on finding the best yields available now. Compare bank yields Online banks generally offer the best rates [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Banking Services:Checking Account</title>
		<link>http://banksact.com/checking-savings/banking-serviceschecking-account/</link>
		<comments>http://banksact.com/checking-savings/banking-serviceschecking-account/#comments</comments>
		<pubDate>Tue, 06 Apr 2010 20:31:22 +0000</pubDate>
		<dc:creator>Bank Expert</dc:creator>
				<category><![CDATA[Checking & Savings]]></category>
		<category><![CDATA[Checking account]]></category>

		<guid isPermaLink="false">http://banksact.com/?p=1572</guid>
		<description><![CDATA[Today you have a lot of choices when it comes to banking services. Depending on where you live and whether you live in a larger, more metropolitan area or a smaller, rural area your choice of banking services could actually turn out to be somewhat of a difficult decision. The type of banking service that [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Bad Credit Checking Account</title>
		<link>http://banksact.com/checking-savings/bad-credit-checking-account/</link>
		<comments>http://banksact.com/checking-savings/bad-credit-checking-account/#comments</comments>
		<pubDate>Tue, 06 Apr 2010 18:45:47 +0000</pubDate>
		<dc:creator>Bank Expert</dc:creator>
				<category><![CDATA[Checking & Savings]]></category>
		<category><![CDATA[Checking account]]></category>

		<guid isPermaLink="false">http://banksact.com/?p=1567</guid>
		<description><![CDATA[A bad credit checking account can be hard to find once you have a bad mark against you due to owing banks money. When you first opened a checking account and overspent you balance would be marked with insufficient funds. The bank then reports you to what is known as ChexSystems. Once you are reported [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How To Open a Savings Account for College</title>
		<link>http://banksact.com/checking-savings/how-to-open-a-savings-account-for-college/</link>
		<comments>http://banksact.com/checking-savings/how-to-open-a-savings-account-for-college/#comments</comments>
		<pubDate>Thu, 28 Jan 2010 23:11:11 +0000</pubDate>
		<dc:creator>Bank Expert</dc:creator>
				<category><![CDATA[Checking & Savings]]></category>
		<category><![CDATA[College]]></category>
		<category><![CDATA[College Savings Accounts]]></category>
		<category><![CDATA[Savings account]]></category>
		<category><![CDATA[Signature Card]]></category>

		<guid isPermaLink="false">http://banksact.com/?p=1382</guid>
		<description><![CDATA[Getting a good education can be expensive, and having to take out student loans can lead to you starting out right after college with quite a bit of debt. Any money that you can put aside beforehand will help you reduce the amount that you need to borrow, and will also help cover your expenses [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Find Savings Bank Ratings and Reviews</title>
		<link>http://banksact.com/checking-savings/bank-ratings-and-reviews/</link>
		<comments>http://banksact.com/checking-savings/bank-ratings-and-reviews/#comments</comments>
		<pubDate>Thu, 28 Jan 2010 23:04:23 +0000</pubDate>
		<dc:creator>Bank Expert</dc:creator>
				<category><![CDATA[Checking & Savings]]></category>
		<category><![CDATA[bank ratings and reviews]]></category>

		<guid isPermaLink="false">http://banksact.com/?p=1378</guid>
		<description><![CDATA[Today, more than ever, money does seem to be one of the things that move the world. For you to move the world in your own little way for your own comfort, pleasure, and advantage, you need a savings bank that will provide the perfect savings rate as well as easy access for your money [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>It is All About the Savings Bank Accounts</title>
		<link>http://banksact.com/checking-savings/it-is-all-about-the-savings-bank-accounts/</link>
		<comments>http://banksact.com/checking-savings/it-is-all-about-the-savings-bank-accounts/#comments</comments>
		<pubDate>Mon, 28 Dec 2009 16:08:17 +0000</pubDate>
		<dc:creator>Bank Expert</dc:creator>
				<category><![CDATA[Checking & Savings]]></category>
		<category><![CDATA[bank]]></category>
		<category><![CDATA[Banks]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[Saving Account]]></category>
		<category><![CDATA[Savings account]]></category>
		<category><![CDATA[Savings Bank Accounts]]></category>

		<guid isPermaLink="false">http://banksact.com/?p=1324</guid>
		<description><![CDATA[The saving bank account is opened by an individual and is maintained by the credit unions, banks, as well as other financial institutions. The saving accounts reimburse interests on the money which is deposited into the account by its holder. The investment is held into the savings accounts and cannot be spent openly. The savings [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Seven Tips for Balancing Your Bank Account</title>
		<link>http://banksact.com/checking-savings/seven-tips-for-balancing-your-bank-account/</link>
		<comments>http://banksact.com/checking-savings/seven-tips-for-balancing-your-bank-account/#comments</comments>
		<pubDate>Thu, 10 Dec 2009 19:31:50 +0000</pubDate>
		<dc:creator>Bank Expert</dc:creator>
				<category><![CDATA[Checking & Savings]]></category>
		<category><![CDATA[Advice]]></category>
		<category><![CDATA[bank account]]></category>
		<category><![CDATA[Banking]]></category>
		<category><![CDATA[tips]]></category>

		<guid isPermaLink="false">http://banksact.com/?p=1235</guid>
		<description><![CDATA[Many of us open our first checking account by age 20. But just because we&#8217;ve had one for years, that doesn&#8217;t mean that we manage it properly. Sure, more than half (almost 57 percent) of us regularly balance our checkbooks, but that still leaves 43 percent of us who charged for insufficient funds or a [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Lucky 13 Savings Strategies</title>
		<link>http://banksact.com/checking-savings/lucky-13-savings-strategies/</link>
		<comments>http://banksact.com/checking-savings/lucky-13-savings-strategies/#comments</comments>
		<pubDate>Thu, 10 Dec 2009 16:48:23 +0000</pubDate>
		<dc:creator>Bank Expert</dc:creator>
				<category><![CDATA[Checking & Savings]]></category>
		<category><![CDATA[Banks]]></category>
		<category><![CDATA[bill pay]]></category>
		<category><![CDATA[Budget]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[Money Saver]]></category>
		<category><![CDATA[Saving Account]]></category>
		<category><![CDATA[Savings Strategies]]></category>

		<guid isPermaLink="false">http://banksact.com/?p=1225</guid>
		<description><![CDATA[Saving for emergencies doesn&#8217;t have to be about painful cutbacks or Draconian spending measures. Sometimes we get so focused on where we&#8217;re going to find extra money that we forget the easy pickings are in setting up good savings strategies. Follow these 13 tips to save money without even trying. 1. Autopilot saving and bill [...]]]></description>
		<wfw:commentRss>http://banksact.com/checking-savings/lucky-13-savings-strategies/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Giving Makes You Rich</title>
		<link>http://banksact.com/checking-savings/giving-makes-you-rich/</link>
		<comments>http://banksact.com/checking-savings/giving-makes-you-rich/#comments</comments>
		<pubDate>Thu, 10 Dec 2009 16:28:46 +0000</pubDate>
		<dc:creator>Bank Expert</dc:creator>
				<category><![CDATA[Checking & Savings]]></category>
		<category><![CDATA[income]]></category>
		<category><![CDATA[investment]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[Money Saver]]></category>
		<category><![CDATA[Savings account]]></category>

		<guid isPermaLink="false">http://banksact.com/?p=1219</guid>
		<description><![CDATA[In John Bunyan’s 1684 classic The Pilgrim’s Progress, the character Old Honest poses this riddle to the innkeeper Gaius: “A man there was, tho’ some did count him mad, / The more he cast away, the more he had.” Gaius solves the riddle thus: “He that bestows his Goods upon the Poor / Shall have [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Six Tips for Overdraft-Proofing Your Account</title>
		<link>http://banksact.com/checking-savings/six-tips-for-overdraft-proofing-your-account/</link>
		<comments>http://banksact.com/checking-savings/six-tips-for-overdraft-proofing-your-account/#comments</comments>
		<pubDate>Tue, 08 Dec 2009 18:54:46 +0000</pubDate>
		<dc:creator>Bank Expert</dc:creator>
				<category><![CDATA[Checking & Savings]]></category>
		<category><![CDATA[account]]></category>
		<category><![CDATA[balance]]></category>
		<category><![CDATA[bank account]]></category>
		<category><![CDATA[Bank accounts]]></category>
		<category><![CDATA[Banking]]></category>
		<category><![CDATA[Banks]]></category>
		<category><![CDATA[Checks]]></category>

		<guid isPermaLink="false">http://banksact.com/?p=1205</guid>
		<description><![CDATA[Many banks and credit unions routinely allow debit and check transactions to go through even if there isn&#8217;t enough money in the user&#8217;s account. Then they slam their customers with overdraft fees, usually without a warning, at the time of purchase, claiming this &#8220;service&#8221; protects people from bounced checks and declined transactions. If you have [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Difference between a regular savings account and a Certificates Of Deposits?</title>
		<link>http://banksact.com/checking-savings/difference-between-a-regular-savings-account-and-a-certificates-of-deposits/</link>
		<comments>http://banksact.com/checking-savings/difference-between-a-regular-savings-account-and-a-certificates-of-deposits/#comments</comments>
		<pubDate>Wed, 02 Dec 2009 15:15:39 +0000</pubDate>
		<dc:creator>Bank Expert</dc:creator>
				<category><![CDATA[Checking & Savings]]></category>
		<category><![CDATA[Certificates Of Deposits]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[Loan]]></category>
		<category><![CDATA[Savings account]]></category>

		<guid isPermaLink="false">http://banksact.com/?p=1178</guid>
		<description><![CDATA[Many consumers have found that putting money into CD&#8217;s (certificate of deposit) accounts is a good way to earn additional interest over regular savings accounts. Just like the regular savings account that most of us are familiar with, money that you put into a CD will earn interest, and usually it will earn more interest [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Checks and Personal Checks</title>
		<link>http://banksact.com/checking-savings/checks-and-personal-checks/</link>
		<comments>http://banksact.com/checking-savings/checks-and-personal-checks/#comments</comments>
		<pubDate>Tue, 01 Dec 2009 12:31:21 +0000</pubDate>
		<dc:creator>Bank Expert</dc:creator>
				<category><![CDATA[Checking & Savings]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[business checks]]></category>
		<category><![CDATA[cashiers]]></category>
		<category><![CDATA[Checks]]></category>
		<category><![CDATA[companies]]></category>
		<category><![CDATA[organizations]]></category>
		<category><![CDATA[Personal Checks]]></category>

		<guid isPermaLink="false">http://banksact.com/?p=1140</guid>
		<description><![CDATA[Banks and banking establishments have used checks since at least the 1500s, when Dutch “cashiers” accepted written notes from those who had entrusted them with their money (known then, and now, as “depositers”) for some or all of the money that the “cashiers” were holding. That practice is still in use today. Despite the efforts [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How to Invest in Offshore Money Market Accounts</title>
		<link>http://banksact.com/checking-savings/how-to-invest-in-offshore-money-market-accounts/</link>
		<comments>http://banksact.com/checking-savings/how-to-invest-in-offshore-money-market-accounts/#comments</comments>
		<pubDate>Mon, 23 Nov 2009 13:31:53 +0000</pubDate>
		<dc:creator>Bank Expert</dc:creator>
				<category><![CDATA[Checking & Savings]]></category>
		<category><![CDATA[account]]></category>
		<category><![CDATA[Banking]]></category>
		<category><![CDATA[Banking System]]></category>
		<category><![CDATA[Banks]]></category>
		<category><![CDATA[borrower]]></category>
		<category><![CDATA[Borrowers]]></category>
		<category><![CDATA[Instructions]]></category>
		<category><![CDATA[Invest]]></category>
		<category><![CDATA[investment]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[offshore bank account]]></category>
		<category><![CDATA[Offshore Money Market Accounts]]></category>
		<category><![CDATA[Saving Account]]></category>
		<category><![CDATA[tax]]></category>

		<guid isPermaLink="false">http://banksact.com/?p=1062</guid>
		<description><![CDATA[There are many reasons to invest in offshore money market accounts. Most of these accounts are completely legal. While the term &#8220;Swiss bank account&#8221; often conjures images of exotic dealings and criminal masterminds, there are plenty of reasons why you may want to open an offshore bank account that are well within the confines of [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>I bond interest exempt from fed taxes?</title>
		<link>http://banksact.com/best-banks/i-bond-interest-exempt-from-fed-taxes/</link>
		<comments>http://banksact.com/best-banks/i-bond-interest-exempt-from-fed-taxes/#comments</comments>
		<pubDate>Tue, 17 Nov 2009 21:36:54 +0000</pubDate>
		<dc:creator>Bank Expert</dc:creator>
				<category><![CDATA[Best Bank]]></category>
		<category><![CDATA[Checking & Savings]]></category>
		<category><![CDATA[Fixed-rate]]></category>
		<category><![CDATA[I bond]]></category>
		<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[Investor]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[Money Saver]]></category>
		<category><![CDATA[Savings bonds]]></category>

		<guid isPermaLink="false">http://banksact.com/?p=1025</guid>
		<description><![CDATA[Savings bonds are Treasury securities that are payable only to the person to whom they are registered. In other words, you can&#8217;t resell them although you can cash them in. Savings bonds can earn interest for up to 30 years, but you can cash them in after one year, the minimum holding period. If you [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Anatomy of a bank account statement</title>
		<link>http://banksact.com/checking-savings/anatomy-of-a-bank-account-statement/</link>
		<comments>http://banksact.com/checking-savings/anatomy-of-a-bank-account-statement/#comments</comments>
		<pubDate>Thu, 12 Nov 2009 21:00:20 +0000</pubDate>
		<dc:creator>Bank Expert</dc:creator>
				<category><![CDATA[Checking & Savings]]></category>
		<category><![CDATA[ATM]]></category>
		<category><![CDATA[Banks]]></category>
		<category><![CDATA[Checking account]]></category>
		<category><![CDATA[Checks]]></category>
		<category><![CDATA[fees]]></category>
		<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[nonsufficient funds fee]]></category>
		<category><![CDATA[payments]]></category>
		<category><![CDATA[statement]]></category>
		<category><![CDATA[Transaction]]></category>

		<guid isPermaLink="false">http://banksact.com/?p=974</guid>
		<description><![CDATA[Your monthly bank account statement gives you a detailed review of the activity in your account for a specific period of time. It&#8217;s your best opportunity to make sure your records match the bank&#8217;s. Check the statement When your statement arrives, look near the top of it for the starting and ending dates &#8212; the [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Types of checking accounts</title>
		<link>http://banksact.com/checking-savings/different-types-of-checking-accounts/</link>
		<comments>http://banksact.com/checking-savings/different-types-of-checking-accounts/#comments</comments>
		<pubDate>Thu, 12 Nov 2009 20:26:34 +0000</pubDate>
		<dc:creator>Bank Expert</dc:creator>
				<category><![CDATA[Checking & Savings]]></category>
		<category><![CDATA[account]]></category>
		<category><![CDATA[Basic]]></category>
		<category><![CDATA[Checking account]]></category>
		<category><![CDATA[Checks]]></category>
		<category><![CDATA[Express]]></category>
		<category><![CDATA[Free]]></category>
		<category><![CDATA[Interest-bearing]]></category>
		<category><![CDATA[Joint]]></category>
		<category><![CDATA[Lifeline]]></category>
		<category><![CDATA[Money market]]></category>
		<category><![CDATA[Saving Account]]></category>
		<category><![CDATA[Senior/student]]></category>

		<guid isPermaLink="false">http://banksact.com/?p=962</guid>
		<description><![CDATA[For most people, the centerpiece of their relationship with their bank is a checking account. Studies have shown that consumers overwhelmingly define “their” bank as the institution where their checking accounts are held, not the bank where they may have a mortgage or certificate of deposit. It’s no wonder that banks throw a sizeable amount [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Savings Account for your Child</title>
		<link>http://banksact.com/checking-savings/savings-account-for-your-child/</link>
		<comments>http://banksact.com/checking-savings/savings-account-for-your-child/#comments</comments>
		<pubDate>Wed, 16 Sep 2009 20:40:47 +0000</pubDate>
		<dc:creator>Bank Expert</dc:creator>
				<category><![CDATA[Checking & Savings]]></category>
		<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[Saving Account]]></category>

		<guid isPermaLink="false">http://banksact.com/?p=829</guid>
		<description><![CDATA[Nowadays it’s very important to start saving money for children as early as possible. You should think about saving for child’s education and financial future even when you are only expecting for him or her. You may think that it’s too early, and it can wait for some years, but saving for your child has [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>How Can I Open Bank Accounts?</title>
		<link>http://banksact.com/checking-savings/how-can-i-open-bank-accounts-2/</link>
		<comments>http://banksact.com/checking-savings/how-can-i-open-bank-accounts-2/#comments</comments>
		<pubDate>Tue, 08 Sep 2009 16:50:05 +0000</pubDate>
		<dc:creator>Bank Expert</dc:creator>
				<category><![CDATA[Checking & Savings]]></category>
		<category><![CDATA[Bank accounts]]></category>
		<category><![CDATA[Banking]]></category>
		<category><![CDATA[Banks]]></category>
		<category><![CDATA[Online Banking]]></category>

		<guid isPermaLink="false">http://banksact.com/?p=698</guid>
		<description><![CDATA[Opening bank account isn’t difficult; you should know that almost all banks follow &#8220;Open Bank Account Formula&#8221;. In this article you will learn how to open bank account in person or online in 7 steps. Step 1: Choose an Institution Shop around to make the right choice. Determine what kind of account you need: a [...]]]></description>
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		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>Bank Drafts vs.Checks</title>
		<link>http://banksact.com/checking-savings/bank-drafts-vs-checks/</link>
		<comments>http://banksact.com/checking-savings/bank-drafts-vs-checks/#comments</comments>
		<pubDate>Thu, 03 Sep 2009 17:28:57 +0000</pubDate>
		<dc:creator>Bank Expert</dc:creator>
				<category><![CDATA[Checking & Savings]]></category>
		<category><![CDATA[Bank Draft]]></category>
		<category><![CDATA[Banks]]></category>
		<category><![CDATA[Cashier's check]]></category>
		<category><![CDATA[Check draft]]></category>
		<category><![CDATA[Checks]]></category>
		<category><![CDATA[money]]></category>

		<guid isPermaLink="false">http://banksact.com/?p=782</guid>
		<description><![CDATA[Bank drafts, that are often called a certified checks (in the USA) means that  after examining the checking account bank  guarantees that there are sufficient funds to pay for the check when it is cashed. Cashier&#8217;s Check Cashier&#8217;s checks are very similar to bank drafts; certified checks or cashier’s checks even take the place of [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Types of Deposit Accounts</title>
		<link>http://banksact.com/checking-savings/types-of-deposit-accounts/</link>
		<comments>http://banksact.com/checking-savings/types-of-deposit-accounts/#comments</comments>
		<pubDate>Tue, 01 Sep 2009 14:09:15 +0000</pubDate>
		<dc:creator>Bank Expert</dc:creator>
				<category><![CDATA[Checking & Savings]]></category>
		<category><![CDATA[Banks]]></category>
		<category><![CDATA[CD]]></category>
		<category><![CDATA[Checking account]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[Saving Account]]></category>

		<guid isPermaLink="false">http://banksact.com/?p=745</guid>
		<description><![CDATA[Commercial banks have deposits from individuals and then lend the money to borrowers. A variety of accounts are offered by commercial banks. These accounts are created to meet specific needs, such as transferring money easily or earning interest. We want to tell you more about every type of deposit account. Savings Accounts If you want [...]]]></description>
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		<slash:comments>0</slash:comments>
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