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	<title>Banks Act</title>
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	<link>http://banksact.com</link>
	<description>Banking Tips on Checking, Savings, CD, Mortgage, Loans</description>
	<lastBuildDate>Thu, 17 Jun 2010 01:54:23 +0000</lastBuildDate>
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		<title>Banking Brochures</title>
		<link>http://banksact.com/bank-insider/banking-brochures</link>
		<comments>http://banksact.com/bank-insider/banking-brochures#comments</comments>
		<pubDate>Fri, 11 Jun 2010 19:03:56 +0000</pubDate>
		<dc:creator>Bank Expert</dc:creator>
				<category><![CDATA[Bank Insider]]></category>
		<category><![CDATA[Banking Brochures]]></category>

		<guid isPermaLink="false">http://banksact.com/?p=1788</guid>
		<description><![CDATA[If you are in the banking industry, then you should really be familiar with printing brochures.Brochure printing is one of the prime investments a bank should go forin terms of promoting their services. However, did you know thatbanking brochures have very specific parts that make it different fromother brochures? If you don’t know about these [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<title>Banking and Financial Services</title>
		<link>http://banksact.com/bank-insider/banking-and-financial-services</link>
		<comments>http://banksact.com/bank-insider/banking-and-financial-services#comments</comments>
		<pubDate>Fri, 11 Jun 2010 18:57:38 +0000</pubDate>
		<dc:creator>Bank Expert</dc:creator>
				<category><![CDATA[Bank Insider]]></category>
		<category><![CDATA[banking services]]></category>

		<guid isPermaLink="false">http://banksact.com/?p=1784</guid>
		<description><![CDATA[Banking and Financial Services Nowadays, Banking and Financial Services are an essential part of everyone’s life. Every day people use different types of banking and various financial services. Some examples include paying utility bills or insurance premiums, shopping online or through Debit/Credit Cards. These technology driven banking and financial services have simplified transactions and made [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>How to Invest in a Closed-End Fund</title>
		<link>http://banksact.com/cds-investments/closed-end-fund</link>
		<comments>http://banksact.com/cds-investments/closed-end-fund#comments</comments>
		<pubDate>Wed, 09 Jun 2010 03:13:13 +0000</pubDate>
		<dc:creator>BanksGuru</dc:creator>
				<category><![CDATA[CDs & Investments]]></category>
		<category><![CDATA[investment]]></category>

		<guid isPermaLink="false">http://banksact.com/?p=1775</guid>
		<description><![CDATA[There are two types of mutual funds — open-end funds and closed-end funds. Imagine they’re twins who share the same DNA but go through life doing things very differently. Both of these funds sell shares to investors and use the money invested to buy securities that match their investment missions. But that’s where the similarities [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How to Choose a Financial Planner</title>
		<link>http://banksact.com/bank-insider/choose-a-financial-planner</link>
		<comments>http://banksact.com/bank-insider/choose-a-financial-planner#comments</comments>
		<pubDate>Wed, 09 Jun 2010 02:47:40 +0000</pubDate>
		<dc:creator>BanksGuru</dc:creator>
				<category><![CDATA[Bank Insider]]></category>
		<category><![CDATA[Finances]]></category>

		<guid isPermaLink="false">http://banksact.com/?p=1768</guid>
		<description><![CDATA[Financial planners advise clients on how best to save, invest, and grow their money. They can help you tackle a specific financial goal—such as readying yourself to buy a house—or give you a macro view of your money and the interplay of your various assets. Some specialize in retirement or estate planning, while some others [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Credit Unions: A Better Bet Than Banks?</title>
		<link>http://banksact.com/bank-insider/credit-unions</link>
		<comments>http://banksact.com/bank-insider/credit-unions#comments</comments>
		<pubDate>Wed, 09 Jun 2010 02:08:41 +0000</pubDate>
		<dc:creator>BanksGuru</dc:creator>
				<category><![CDATA[Bank Insider]]></category>
		<category><![CDATA[Credit union]]></category>

		<guid isPermaLink="false">http://banksact.com/?p=1762</guid>
		<description><![CDATA[Interest rates are low and could be heading lower. Bank failures are on the rise. And credit unions couldn&#8217;t be happier. With their fatter yields and lower fees, credit unions are having little trouble attracting depositors these days. Many also are positioning themselves as a more wholesome alternative to Wall Street bailouts, bank seizures and [...]]]></description>
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		<slash:comments>2</slash:comments>
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		<item>
		<title>Recasting or Shortening Your Mortgage – Pros and Cons</title>
		<link>http://banksact.com/mortgage-refinace/recasting-or-shortening-your-mortgage</link>
		<comments>http://banksact.com/mortgage-refinace/recasting-or-shortening-your-mortgage#comments</comments>
		<pubDate>Tue, 08 Jun 2010 02:40:19 +0000</pubDate>
		<dc:creator>BanksGuru</dc:creator>
				<category><![CDATA[Mortgage & Refinance]]></category>
		<category><![CDATA[mortgage refinance]]></category>

		<guid isPermaLink="false">http://banksact.com/?p=1750</guid>
		<description><![CDATA[What would you do if you had a little windfall come your way? Would you spend it all, or would you look for ways to improve your finances, such as paying off some of your debt? Right now, many people are struggling with this question as they decide how to use their tax return and/or [...]]]></description>
		<wfw:commentRss>http://banksact.com/mortgage-refinace/recasting-or-shortening-your-mortgage/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Why You Need an Emergency Fund</title>
		<link>http://banksact.com/money-saver/emergency-fund</link>
		<comments>http://banksact.com/money-saver/emergency-fund#comments</comments>
		<pubDate>Thu, 27 May 2010 03:02:35 +0000</pubDate>
		<dc:creator>BanksGuru</dc:creator>
				<category><![CDATA[Money Saver]]></category>

		<guid isPermaLink="false">http://banksact.com/?p=1744</guid>
		<description><![CDATA[In life you should expect the unexpected, and this is why you need an emergency fund. The best you can do is to prepare for emergencies that require access to additional money and having an emergency fund is the ideal solution. Financial emergencies can come in the form of a job loss, significant medical expenses, [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Travel Money</title>
		<link>http://banksact.com/money-saver/travel-money</link>
		<comments>http://banksact.com/money-saver/travel-money#comments</comments>
		<pubDate>Tue, 18 May 2010 18:46:37 +0000</pubDate>
		<dc:creator>Bank Expert</dc:creator>
				<category><![CDATA[Money Saver]]></category>
		<category><![CDATA[Travel Money]]></category>

		<guid isPermaLink="false">http://banksact.com/?p=1731</guid>
		<description><![CDATA[Once you’ve planned your trip, it’s time to get down to the details. You won’t get very far without the means to pay for your travels. If you can’t decide whether to bring along a debit card or a sheaf of travelers checks, consider the pros and cons of the many different ways to pay [...]]]></description>
		<wfw:commentRss>http://banksact.com/money-saver/travel-money/feed</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>ATM Cards and Foreign Transaction Fees</title>
		<link>http://banksact.com/bank-insider/atm-cards-and-foreign-transaction-fees</link>
		<comments>http://banksact.com/bank-insider/atm-cards-and-foreign-transaction-fees#comments</comments>
		<pubDate>Tue, 18 May 2010 18:21:59 +0000</pubDate>
		<dc:creator>Bank Expert</dc:creator>
				<category><![CDATA[Bank Insider]]></category>
		<category><![CDATA[ATM abroad]]></category>

		<guid isPermaLink="false">http://banksact.com/?p=1726</guid>
		<description><![CDATA[Experienced travelers find that ATM cards are the best way to deal with getting money in Europe. In general, getting cash from an ATM machine is cheaper than getting it from travelers checks (and much faster), and is usually cheaper than charging your small purchases on a credit card. You can (and should) get information [...]]]></description>
		<wfw:commentRss>http://banksact.com/bank-insider/atm-cards-and-foreign-transaction-fees/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>HSA Providers</title>
		<link>http://banksact.com/best-banks/hsa-providers</link>
		<comments>http://banksact.com/best-banks/hsa-providers#comments</comments>
		<pubDate>Tue, 18 May 2010 15:51:31 +0000</pubDate>
		<dc:creator>Bank Expert</dc:creator>
				<category><![CDATA[Best Bank]]></category>
		<category><![CDATA[HSA Providers]]></category>

		<guid isPermaLink="false">http://banksact.com/?p=1722</guid>
		<description><![CDATA[Overview of HSA Providers Almost any insured bank or credit union can be your HSA provider. If they can offer an IRA (individual retirement account) they can offer an HSA. However, that doesn’t mean they have to offer HSAs. Insurance companies can also offer HSAs. Using the Money Most HSA providers provide a debit card [...]]]></description>
		<wfw:commentRss>http://banksact.com/best-banks/hsa-providers/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Bank Failures</title>
		<link>http://banksact.com/bank-insider/bank-failures</link>
		<comments>http://banksact.com/bank-insider/bank-failures#comments</comments>
		<pubDate>Tue, 18 May 2010 15:31:27 +0000</pubDate>
		<dc:creator>Bank Expert</dc:creator>
				<category><![CDATA[Bank Insider]]></category>
		<category><![CDATA[Bank Failures]]></category>

		<guid isPermaLink="false">http://banksact.com/?p=1718</guid>
		<description><![CDATA[Banks are the safest place to keep your cash. Nevertheless, bank failures happen from time to time. Here&#8217;s a look at what causes bank failures and what you can do about them. The main thing to know in a bank failure is that your money is probably safe. If your money is FDIC insured, you [...]]]></description>
		<wfw:commentRss>http://banksact.com/bank-insider/bank-failures/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Top Reasons Banks Reject Short Sale Offers</title>
		<link>http://banksact.com/mortgage-refinace/reasons-banks-reject-short-sale-offers</link>
		<comments>http://banksact.com/mortgage-refinace/reasons-banks-reject-short-sale-offers#comments</comments>
		<pubDate>Tue, 18 May 2010 01:43:35 +0000</pubDate>
		<dc:creator>BanksGuru</dc:creator>
				<category><![CDATA[Mortgage & Refinance]]></category>
		<category><![CDATA[Short sale]]></category>

		<guid isPermaLink="false">http://banksact.com/delete/top-reasons-banks-reject-short-sale-offers</guid>
		<description><![CDATA[Unless the bank has agreed upfront to accept a short sale, which is rare, no one knows for certain &#8212; not the buyer&#8217;s agent, not the listing agent nor the seller &#8212; if a short sale offer will be accepted or rejected by the bank. Simply because a listing is advertised as a short sale does [...]]]></description>
		<wfw:commentRss>http://banksact.com/mortgage-refinace/reasons-banks-reject-short-sale-offers/feed</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Mortgage Rates Steady As Tax Credit Fades</title>
		<link>http://banksact.com/mortgage-refinace/mortgage-rates-steady</link>
		<comments>http://banksact.com/mortgage-refinace/mortgage-rates-steady#comments</comments>
		<pubDate>Fri, 14 May 2010 02:32:18 +0000</pubDate>
		<dc:creator>BanksGuru</dc:creator>
				<category><![CDATA[Mortgage & Refinance]]></category>
		<category><![CDATA[mortgage refinance]]></category>

		<guid isPermaLink="false">http://banksact.com/delete/mortgage-rates-steady-as-tax-credit-fades</guid>
		<description><![CDATA[For the first time in two years, the housing market will have to do without aggressive federal incentives. But so far, mortgage rates have remained low. For the third straight week, mortgage rates went nowhere fast. The benchmark 30-year fixed-rate mortgage edged down 1 basis point this week, to 5.21%, according to the Bankrate.com&#8217;s national [...]]]></description>
		<wfw:commentRss>http://banksact.com/mortgage-refinace/mortgage-rates-steady/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Dumbest Things You Do With Your Money</title>
		<link>http://banksact.com/money-saver/dumbest-things-with-money</link>
		<comments>http://banksact.com/money-saver/dumbest-things-with-money#comments</comments>
		<pubDate>Sat, 08 May 2010 17:41:37 +0000</pubDate>
		<dc:creator>BanksGuru</dc:creator>
				<category><![CDATA[Money Saver]]></category>
		<category><![CDATA[money]]></category>

		<guid isPermaLink="false">http://banksact.com/?p=1657</guid>
		<description><![CDATA[Brad Klontz knows all about the dumb things that smart people do with their money: He&#8217;s a smart guy (with a doctorate in psychology) who lost half of his assets in the technology stock bubble. A financial psychologist, Klontz says that when it comes to money smarts, size matters: The logical part of your brain [...]]]></description>
		<wfw:commentRss>http://banksact.com/money-saver/dumbest-things-with-money/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Get The Best Rates On Your Savings</title>
		<link>http://banksact.com/checking-savings/best-rates-on-savings</link>
		<comments>http://banksact.com/checking-savings/best-rates-on-savings#comments</comments>
		<pubDate>Sat, 08 May 2010 16:17:36 +0000</pubDate>
		<dc:creator>BanksGuru</dc:creator>
				<category><![CDATA[Checking & Savings]]></category>
		<category><![CDATA[Saving Account]]></category>

		<guid isPermaLink="false">http://banksact.com/?p=1650</guid>
		<description><![CDATA[Americans are saving more since the economic downturn started in 2008. But interest rates are frustratingly low, and many economists expect them to stay that way until at least later this year. In the meantime, here&#8217;s some advice on finding the best yields available now. Compare bank yields Online banks generally offer the best rates [...]]]></description>
		<wfw:commentRss>http://banksact.com/checking-savings/best-rates-on-savings/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Best Bank Perks</title>
		<link>http://banksact.com/bank-insider/best-bank-perks</link>
		<comments>http://banksact.com/bank-insider/best-bank-perks#comments</comments>
		<pubDate>Wed, 05 May 2010 03:12:35 +0000</pubDate>
		<dc:creator>BanksGuru</dc:creator>
				<category><![CDATA[Bank Insider]]></category>
		<category><![CDATA[best bank perks]]></category>

		<guid isPermaLink="false">http://banksact.com/?p=1627</guid>
		<description><![CDATA[As the economic rebound continues, banks now find themselves in a position where they must attempt to win customers back. Therefore, many retail, community and online banks are vying for your business. While some institutions will no longer even offer you a free toaster, these banks are handing out cold, hard cash. Here are a [...]]]></description>
		<wfw:commentRss>http://banksact.com/bank-insider/best-bank-perks/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Ways to Trick Yourself Into Saving</title>
		<link>http://banksact.com/money-saver/ways-to-save</link>
		<comments>http://banksact.com/money-saver/ways-to-save#comments</comments>
		<pubDate>Fri, 30 Apr 2010 02:13:09 +0000</pubDate>
		<dc:creator>BanksGuru</dc:creator>
				<category><![CDATA[Money Saver]]></category>
		<category><![CDATA[Saving]]></category>

		<guid isPermaLink="false">http://banksact.com/?p=1616</guid>
		<description><![CDATA[Follow These Tips to Spend Less and Pocket the Money You Save If cheap is chic, then saving is suddenly sexy. America Saves Week (February 21-28) takes on new meaning when the U.S. savings rate, which had dipped into negative territory, headed up to 4.6% last year. The savings rate could climb as high as [...]]]></description>
		<wfw:commentRss>http://banksact.com/money-saver/ways-to-save/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How to Self-Diagnose Your Financial Health</title>
		<link>http://banksact.com/money-saver/how-to-self-diagnose-your-financial-health</link>
		<comments>http://banksact.com/money-saver/how-to-self-diagnose-your-financial-health#comments</comments>
		<pubDate>Fri, 30 Apr 2010 02:01:13 +0000</pubDate>
		<dc:creator>BanksGuru</dc:creator>
				<category><![CDATA[Money Saver]]></category>
		<category><![CDATA[Finances]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[Saving Account]]></category>

		<guid isPermaLink="false">http://banksact.com/?p=1611</guid>
		<description><![CDATA[You probably get an annual physical. Your doctor will ask about your concerns, take your blood pressure and 30 minutes later you&#8217;re out of the paper gown and off to work &#8212; maybe with a new prescription for Lipitor. A similar annual checkup takes place in another type of practitioner&#8217;s office: financial planners. But instead [...]]]></description>
		<wfw:commentRss>http://banksact.com/money-saver/how-to-self-diagnose-your-financial-health/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Chase To Add 90 Bank Branches in California in 2010</title>
		<link>http://banksact.com/bank-insider/chase-expansion-in-california</link>
		<comments>http://banksact.com/bank-insider/chase-expansion-in-california#comments</comments>
		<pubDate>Thu, 29 Apr 2010 02:51:30 +0000</pubDate>
		<dc:creator>BanksGuru</dc:creator>
				<category><![CDATA[Bank Insider]]></category>
		<category><![CDATA[Banking]]></category>

		<guid isPermaLink="false">http://banksact.com/?p=1600</guid>
		<description><![CDATA[LOS ANGELES, (BUSINESS WIRE) &#8212; Chase announced today that it will continue its investment in California by opening about 90 new branches and adding more than 1,200 new jobs to better serve California bank customers in 2010. The new branches will extend Chase&#8217;s network to more than 800 bank branches and almost 3,000 ATMs across [...]]]></description>
		<wfw:commentRss>http://banksact.com/bank-insider/chase-expansion-in-california/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Indexed CDs: More To Gain, Less To Lose</title>
		<link>http://banksact.com/cds-investments/indexed-cds-more-to-gain-less-to-lose</link>
		<comments>http://banksact.com/cds-investments/indexed-cds-more-to-gain-less-to-lose#comments</comments>
		<pubDate>Wed, 28 Apr 2010 02:56:12 +0000</pubDate>
		<dc:creator>BanksGuru</dc:creator>
				<category><![CDATA[CDs & Investments]]></category>
		<category><![CDATA[Banking]]></category>
		<category><![CDATA[CD Basics]]></category>
		<category><![CDATA[CD's]]></category>

		<guid isPermaLink="false">http://banksact.com/?p=1597</guid>
		<description><![CDATA[With interest rates on traditional CDs so low, why not take a chance on an indexed CD? By taking a chance, we don’t mean taking a chance with your principal. That’s still FDIC insured. We mean take a chance on how much you might — or might not — earn. The return on indexed or [...]]]></description>
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		<slash:comments>0</slash:comments>
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